F*CK, LET'S TALK ABOUT MONEY WITH PASCALE HELYAR-MORAY
Guest: Pascale Helyar-Moray
Season 2, conversation 2 · Published 10 April 2026
The conversation women weren't raised to have and need to start.
Watch or listen
About Pascale Helyar-Moray: Entrepreneur OAM, superannuation expert, author of Rich Woman Poor Woman.
Conversation guide
Super. The thing we know we should understand. Pascale and I get into the money questions, including super, caring responsibilities and what we want our future choices to look like. If it all feels a bit unfamiliar, there’s room to start with the basics.
- Compare payslip super with fund payments, allowing for due dates.
- Check your fund has your tax file number securely recorded.
- Ask payroll how salary sacrifice works, then check caps and budget.
Know where you stand so your future choices are your own.
What do I actually know about my own super?
Try this week: Look up your super balance and fund this week, and write down one question about it.
This is general information, not personal financial advice. Speak to a licensed adviser about your situation.
These ideas come from our conversation. The activities are a few suggestions to try, when you’re ready. This is general information, not personal financial advice. For current reading, visit moneysmart.gov.au/how-super-works and its consolidation guidance.
- https://moneysmart.gov.au/how-super-works
- https://moneysmart.gov.au/how-super-works/consolidating-super-funds
Transcript excerpt.
YouTube · 6:26-7:25
Read the source transcript on Buzzsprout
Conversation excerpt · 6:26-7:25
[6:26] So, and the reason I do this is um there [6:32] is such a gross misconception [6:35] and misunderstanding of the [6:37] superanuation industry [6:39] >> that literally whenever I walk into a [6:41] room and somebody introduces me and say [6:43] she's going to talk to you about [6:43] superanuation, I feel the life sucked [6:46] out [laughter] of the auditorium and I [6:50] see shoulders slump and people go musty [6:54] and and So I take it as a somewhat of a [6:58] personal challenge every day to help [7:00] people understand that actually [7:01] superanuation is this incredible vehicle [7:04] for wealth. [7:05] >> Yeah. [7:06] >> And it doesn't have to be complex. It [7:09] can be really simple, [7:10] >> but it also doesn't have to be boring. [7:11] >> And that's what I think people is. [7:14] >> But and that comes from a like just a [7:16] gross misunderstanding around it. [7:19] >> And the reason that there is a gross [7:20] misunderstanding is because there's no [7:22] understanding and there's no education. [7:24] Yeah. And there is no such thing as [7:25] super school.
Topics: MONEY
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